Terms of Service.
Clear, transparent guidelines on tool usage, commercial exporting, and fiduciary disclaimers.
1. Unrestricted Commercial Export Rights
All PDF invoices, CSV financial reports, JSON data exports, and QR code vector files generated using Bijoy Academy are 100% royalty-free for personal and commercial business use. You own all rights to your generated documents.
2. Financial & Tax Advisory Disclaimer
The calculation engines on Bijoy Academy are provided for informational, estimation, and operational business purposes. While formulas are verified against standard accounting principles (US GAAP, IFRS), calculations do not constitute formal CPA accounting, tax, legal, or investment advisory. Users should consult certified professionals for formal audits.
3. Availability & Offline PWA
Bijoy Academy is provided on an "as-is" basis. Once loaded, our Progressive Web App (PWA) enables offline computation. We do not guarantee continuous third-party API availability (e.g. live currency exchange rate feeds) during external network outages, but provide resilient offline fallback estimates.
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